Broker Check
 
 

Our Financial Planning Process

The Five-Step Process to Chart Your Financial Journey

Our Life Plan Navigator© will coordinate your investment, retirement, tax, risk management, and estate plans, culminating with the development of customized strategies to assist you in reaching your ultimate life goals.

Graphic to depict the Life Plan Navigator to come.

Life Plan Navigator©

The U.S. Financial Services, LLC, Life Plan Navigator© process provides a platform for you to share with us where you are today and where you would like to be in the future, including:

  •  Retirement income needs analysis, with “what if” retirement scenarios
  • Asset management
  • Income protection, annuities
  • Traditional and Roth IRA analysis
  • The potential impact of long-term care costs on your retirement
  • Cash flow modeling
  • Social security planning
  • College education planning

STEP 1: Discovery

During your initial meeting with one of our experienced financial advisors, we will determine where you are currently compared with where you want to be.

STEP 2: Exploration

Next, we will gather and analyze both the quantitative and qualitative aspects of your current situation and perform a stress test on your current plan.

STEP 3: Charting the Course

The third step involves developing a comprehensive financial plan with clear goals, time horizons, and risk assessment.

STEP 4: Setting Sail

Once you are comfortable with the charted course, it’s time to set sail and implement your plan’s strategies and recommendations.

STEP 5: Staying the Course

The final step is ongoing: we provide you with periodic reviews and online access to help you navigate through market volatility and stay the course, no matter what changes life may bring.

Are you ready to get started? Give us a call at (973) 882-3600 or fill out the Free Consultation form to get started today.