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Joseph A. Sarnecki, CFP®, CRPC®, CDFA™

Joseph A. Sarnecki, CFP®, CRPC®, CDFA™


Joseph Sarnecki, a CERTIFIED FINANCIAL PLANNER™ professional, has been a financial advisor at U.S. Financial Services, LLC, since May 2011. Joe adheres to a disciplined process that strives to deliver a consistent yet customized financial planning experience. Before any financial decisions are made, he takes the time to fully understand who you are and what matters most to you. With this intimate knowledge about what you value most, he is able to help you establish objectives, develop an appropriate strategy and recommend solutions that connect all the pieces of your financial life.

Joe also holds the Certified Divorce Financial Analyst(CDFA™) professional designation, awarded by the Institute for Divorce Financial Analysts™. With this designation, he focuses on working with Family Law attorneys and their clients to address the financial issues of divorce, with the goal of achieving settlements that work today and in the future.

Prior to joining the firm, Joe worked as a financial advisor at Merrill Lynch and as a client service associate at Morgan Stanley. He attended Pennsylvania State University before transferring to Rutgers University, where he graduated with a BS in finance.

Joe enjoys spending time with his family and friends, especially when attending New York Giants and New York Rangers sporting events. He currently resides in Clark, New Jersey.