We have over 30 years of experience providing client's with qualified plan design, administration services, fiduciary compliance and investment management for a wide range of retirement plans. We specialize in designing and servicing retirement plans for entrepreneurs, business owners and their employees, and have experience over a wide range of industries. Our professional team works with you to customize a retirement plan that meets your specific objectives, integrating tax-advantaged financial strategies, while minimizing fiduciary liability.
We offer a 6-step plan for retirement planning:
Step One: Discovery
We begin with a meeting between our retirement professionalys, you and your business partners. We aim to understand your current circumstances, identify short and long-term objectives, uncover any potential hurdles, and pinpoint the issues of greatest concern.
Step Two: Design and Implement the Plan
We help you choose from a variety of pension plans, including defined benefit, cash balance, profit sharing for 401(k) plans. We identify what is most important to your company's key individuals and their families, as well as what is critical to the future of the business itself.
Step Three: Investment Selection and Management
We use an independent, unbiased request-for-proposal process to identify the providers of investment products, fund choices, and fee structures that best suit your company's needs. Our fund scoring system, updated quarterly, helps you provide "best of class" offerings to your participants, supporting them in reaching their retirement goals.
Step Four: Plan Administration
We are a full-service, third-party retirement plan administration firm and provide a range of administrative services to facilitate legislative compliance with IRS and Department of Labor requirements, including document preparation and tax filings.
Step Five: Employee Education and Communications
We will work closely with our clients' human resources departments so that plan participants understand the benefits of their retirement plan. We provide comprehensive meetings to educate and enroll eligible employees and offer guidance and risk tolerance.
Step Six: Fiduciary Compliance
Our advisory and fiduciary support team provides documented compliance with ERISA 404(a) and 404(c), assisting plan sponsors in identifying and minimizing their fiduciary liability. Our 401(k) fund scoring system helps in selecting, monitoring, and evaluating the plan's investment options.
