Andrew graduated from Johns Hopkins University in 1983 with a Bachelor of Engineering Science degree. While at Hopkins, he was a three-year captain of the varsity tennis team after receiving All-State and NJ State Champion honors in high school. He is an avid skier, gardener and Pickleball player residing in Manhattan, MT with his wife, Kelly, and two dogs, Koda and Guinness. His extended family has lived in the Northern New Jersey area since the 1930s, but their three adult daughters live nearby in Bozeman, MT. Prior to opening his retirement planning practice in 1989, Andrew was a financial officer for Magnussen Associates, a private multi-corporation enterprise located in San Francisco and the surrounding Bay Area.
Andrew has taught investment and retirement planning courses at Fairleigh Dickenson University, William Patterson College and Kean College. The growth of the firm is derived through personal introductions from clients, accountants and attorneys.
Andrew has passed on the day to day operations of the firm to Christina Dziadzio, ChFC, who has worked at the company for 20 years. Christina continues to run the firm in coordination with US Financial Services since its merger in 2022.